Collection Agencies Have Much Stricter Guidelines To Abide By

Author: MIKE SELVON

Published: 31/12/2008

Collection agencies are necessary in our modern world. There are times when a lender, whether it is a bank, mortgage company or car finance company, may have difficulty collecting on the debts owed to them. Generally, they will attempt to collect the debt themselves; however, depending upon the...

If You Want Safety, Its A Fix!

Author: Michael challiner

Published: 31/12/2008

Fixed rate mortgages are very straightforward. At the beginning of the mortgage agreement, the agreed interest rate is fixed and it then is applied throughout the term, or length, of the mortgage. A large proportion of fixed rate mortgages are arranged for a term of two or three years, although...

Building Society Optimism For The Future Of The UK Housing Market

Author: Michael challiner

Published: 31/12/2008

There has long been an opinion amongst those with money to invest that property buying is often the best bet in the short term and definitely the route to follow for good long term returns. Recent years have done nothing to dispel the belief, and those who followed that route have been well...

Doctor has Bad News; Insurer Even Worse

Author: Michael challiner

Published: 31/12/2008

Hearing that you have cancer is devastating news. At some stage in our lives, one in three of us will suffer from the disease. It is not surprising that BUPA found that of all diseases, cancer gives Britons the greatest concern. At this difficult time you would expect an immediate pay out by...

Low on Health Cover, Big on Small Print

Author: Michael challiner

Published: 31/12/2008

Nothing is more harrowing in life than to be diagnosed with a critical or chronic illness. Matters are made ten times worse when your insurer informs you that they wont pay up on your critical illness policy or private medical insurance for the HIV or cancer you are suffering from. You are...

Genetic Testing An Insurance Timebomb

Author: Michael challiner

Published: 31/12/2008

Insurance policies may not be effected for the time being by the controversial subject of genetic testing following the Association of British Insurers recommendation that customers should not be asked by insurance companies for the results of genetic tests for the next five years. Like many...

Genetic Testing to be Introduced for Health Insurance

Author: Michael challiner

Published: 31/12/2008

Insurance companies are now allowed to consider the results of genetic test when underwriting policies. DNA samples will be permitted only in cases where the policyholder may have inherited the degenerative Huntingtons disease. The decision of the expert advisory body reporting to the...

Some Illnesses are more Critical than Others

Author: Michael challiner

Published: 31/12/2008

Your mortgage lender may offer you several financial products including critical illness cover. However, as they are not specialists in this field, you will probably find a better deal elsewhere. The level of cover on offer is just as important as the premium when looking for critical illness...

Seeking Immediate Protection Is Critical

Author: Michael challiner

Published: 31/12/2008

Ask yourself this question Could you afford to pay your monthly financial commitments if illness prevented you from working? The vast majority of us would say No. So surely we need to consider insuring ourselves against the worst happening. A typical critical illness policy would pay out a tax...

Critical Illness Premiums Rise As More Patients Survive

Author: Michael challiner

Published: 31/12/2008

Premiums for Critical Illness Cover (CIC) are escalating due to the rising number of claims and concern about medical advances in the future. Once diagnosed with a life threatening illness, CIC pays you a tax free lump sum, which will support you financially if you are off work due to illness. ...