Financial Planning
Published: 01/03/2008
The basic level of retirement planning is to sign up for your 401k at work, support legislation to keep Social Security intact, buy some life insurance and let it go at that. This system will work so there is reason to call this bad retirement planning. After all, if you began preparing for...
Published: 01/03/2008
Living within your means is a liberating way to live your life. It means no debt is one of the most common causes of relationship stress. Living within your means gives you the freedom to save money for special things rather than always scrimping to pay your bills.
Unfortunately, many...
Published: 29/02/2008
Chances are that everyone has thought about their retirement plans at one point or another. Whether you are panicking about how you will support yourself or counting down the days, it's highly likely you have thought about where your funds are going to come from.
Property, particularly in...
Published: 29/02/2008
Know that effective management skills are applicable to every financial scenario imaginable. Money management really does apply to everyone, from minimum wage workers to CEOs of billion dollar conglomerations. It is widely thought that if you cannot manage your life, you can't begin to manage...
Published: 29/02/2008
But short of the worst case scenario of an early demise, everyone is going to get old and its far better to do so with a plan then to let it sneak up on you.
This is something you do not want to screw up. Is it possible to screw up retirement planning? Of course it is. If you speak to...
Published: 29/02/2008
Annuity buybacks normally occur when a specialty finance company offers a lump sum cash payment in return for previously purchased annuity payments.
Major annuity providers are now beginning to offer buybacks as a way to compete for customers wanting to cash out annuities. Annuity providers are...
Published: 29/02/2008
Not many people can get through college without incurring some form of debt. Even with full academic scholarships there can be unforeseen expenses that can mean the difference between a semester of studying and one spent working a part-time job. The sad reality is that most parents never save...
Published: 28/02/2008
Then when the kids get there and see that Mickey Mouse is a guy in a suit and that the rides are about the same as the local Six Flags, an inevitable let down and disappointment sets in. And that is no fun for the parents on the trip home when all of those expectations did not come to pass when...
Published: 28/02/2008
But even if you have a husband, it is a good idea to look at retirement with the idea of what if you have to face it alone. It is a sad statistic but women outlive men in general. So if you get to retirement or just before it and you find yourself facing that next transition of life, retirement...
Published: 28/02/2008
So if you bought a home with the conventional yard, fence, neighbors, dog and all of the trappings of suburbia, you no doubt have many happy memories that you had back at the farm as you may have called it. Many people even go so far as to name their home something like Happy Acres to give their...
