Provider Overview: ING Annuities

Author: liquidgraph

Published: 20/11/2009

The ING Group is based in Amsterdam and offers 85 million customers in over 40 countries banking, investments, life insurance, and retirement products. The ING Group also offers services to individuals as well as corporate and institutional clients. ING is a relatively new...

How Annuities Are Regulated

Author: liquidgraph

Published: 20/11/2009

There are three fundamental different annuity types: fixed, variable, and indexed annuities. Many people believe that all annuities are regulated the same way. However, they are not. The annuity regulation involved depends on the type of annuity product. If you’re considering...

Comparing Variable Annuities with Mutual Funds

Author: liquidgraph

Published: 20/11/2009

Variable annuities are not the only retirement planning investment option. Actually, there are many alternatives, such as mutual funds, the stock market, a 401(k), a money market, or CD. It is recommended that investors keep a level of diversification in their investment portfolio so...

Comparing Equity Index Annuities to ETFs

Author: liquidgraph

Published: 20/11/2009

Equity index annuities (EIA) earn interest based on the performance of another financial instrument. Usually this is a stock or an equity index. The most commonly used index for an EIA is the S&P 500. An alternative to investing in an equity index annuity is an...

Annuities as Life Insurance

Author: liquidgraph

Published: 20/11/2009

Although annuities are sold by companies that also sell traditional life insurance policies, often from the same website or brochure, it does not mean that annuities and life insurance are the same. In fact, many consider annuities to be the reverse of pure life insurance. However, there are...

How to Shop for Universal Life Insurance

Author: liquidgraph

Published: 20/11/2009

Universal life insurance is a relatively new insurance product. It was developed in the 1980s to provide a flexible alternative to whole life insurance. Universal life is a hybrid product that combines the low cost protection of a term policy with the savings element of a whole life policy....

Best Term Life Insurance Companies

Author: liquidgraph

Published: 20/11/2009

People select term life insurance if they have a cost that will eventually go away – such as education fees or a mortgage payment. Term life insurance policies are usually less expensive than a permanent insurance policy. When shopping for term life insurance it is important to go to a...

Top Annuity Companies

Author: liquidgraph

Published: 20/11/2009

Annuity products are available from multiple providers. It is important for anyone that is considering purchasing an annuity to know who the top annuity companies are. Below is a list of five top annuity companies and a description of their products and services. ...

Provider Overview: AXA Annuities

Author: liquidgraph

Published: 20/11/2009

AXA Equitable Life Insurance Company has been in business since 1859, when it was started by Henry Hyde. It was formally known as The Equitable Life Assurance Society of the United States and was set up in New York City. The company claims to have been an earlier developer in annuity...

Provider Overview: Pacific Life Annuities

Author: liquidgraph

Published: 20/11/2009

Pacific Life has been providing insurance to customers since 1868. The company's first president, Leland Stanford, was issued the company's first ever life insurance policy. Leland Stanford also founded Stanford University, and his wife used the payment from his life insurance policy to ease...