Documents tagged 'Insurance'
Published: 20/11/2009
Although annuities are sold by companies that also sell traditional life insurance policies, often from the same website or brochure, it does not mean that annuities and life insurance are the same. In fact, many consider annuities to be the reverse of pure life insurance. However, there are...
Published: 20/11/2009
Universal life insurance is a relatively new insurance product. It was developed in the 1980s to provide a flexible alternative to whole life insurance. Universal life is a hybrid product that combines the low cost protection of a term policy with the savings element of a whole life policy....
Published: 20/11/2009
People select term life insurance if they have a cost that will eventually go away – such as education fees or a mortgage payment. Term life insurance policies are usually less expensive than a permanent insurance policy. When shopping for term life insurance it is important to go to a...
Published: 20/11/2009
Annuity products are available from multiple providers. It is important for anyone that is considering purchasing an annuity to know who the top annuity companies are. Below is a list of five top annuity companies and a description of their products and services. ...
Published: 20/11/2009
As everyone knows, the Internet allows easy access to information and the ability for someone to remain anonymous while they search for the exact piece of information that they need. The search for annuity information and quotes online is no different. The Internet can be very...
Published: 20/11/2009
Variable life insurance was created to combine the benefits of permanent life insurance with the benefits of other diversified investment products. Purchasers are able to decide which portion of the premiums is allocated to investments and how much is put into the permanent life insurance...
Published: 20/11/2009
MassMutual was originally established in 1851 by George W. Rice. Rice was an insurance agent for a Connecticut life insurance company wanting to open a similar business in Massachusetts. He started the Massachusetts Mutual Life Insurance Company which became a true mutual company – a...
Published: 20/11/2009
Equity Index Universal Life (EIUL) insurance allows a holder to have the flexibility to adjust their premiums as well as benefit from the performance of the financial markets. An EIUL policy is a form of permanent life insurance that ties the cash value of the policy to a financial index....
Published: 20/11/2009
There are two general types of life insurance – temporary and permanent. Term insurance is another name for temporary insurance which means it is only in force for a limited period of time, typically ranging from 10-30 years. Permanent life insurance, on the other hand, offers lifelong...
Published: 20/11/2009
Private life insurance policies typically require medical examinations. This applies to both temporary and permanent policies. Group life insurance offered through a person’s employer does not usually require an exam. Private customers are required to attend medical examinations so...
