Most American lenders are making it harder than ever to secure credit the old-fashioned way. So, some progressive financial experts are putting their energies into inventing new ways for Americans to access needed capital.



One particularly innovative new way to secure capital is Debt-Free Home EquityTM. This plan lets homeowners liquidate some of the built-up equity in their home without debt, interest or monthly payments. It is NOT a reverse mortgage, a second mortgage or a loan of any sort.





Once qualified, the homeowner can receive as much as $300,000 in an upfront cash payment based on their homes value. In exchange, the homeowner agrees to share with the program sponsors an agreed-upon percentage of the homes increase (or decrease) in value at the time of sale or end of the agreement.



According to David Nilssen, CEO of Guidant Financial Group, a financial services company specializing in alternative no-debt and low-debt financing, This to a great way to access ones own capital to pay off debts, invest in real estate while prices are low, contribute to an IRA, or buy a business. In fact, you can combine this equity money with funds from an IRA to finance a business or franchise with no debt whatsoever.



Nilssen points out that this strategy is best for those who intend to remain in their home for at least five years. Additionally, there are some specific qualifications that homeowners need to meet before entering into the agreement.



Homeowners who wish to learn more about the Debt-Free Home Equity plan or be prequalified for it can contact Guidants financial experts at 888.755.5359.