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Business Plans Should Include the Economic and Industry Environment Published on 26/10/2009

Your company does not exist in a vacuum. When developing your business plan it's necessary to incorporate the industry and the economic environment. The purpose of gathering information about your industry and the international, national, or local economy is so that you may develop reasonable ballpark projections for the short and long range. Knowing how your company's performance reacts to...

Guide to Literary Agents: What's a Literary Agent and Do You Need One? Published on 25/10/2009

Traditional publishing houses, or commercial trade publishers include major players such as Warner Books, small publishers such as Algonquin Books, niche publishers, and regional publishers. Traditional publishers pay the author, usually an advance and royalties based on the actual sales of the book. There is a range between small and large publishing houses as to these payments. But the key...

Money to Start a Business: Purchase Order Financing and Factoring Published on 01/10/2009

Bank loans, venture capital, and angel investors are probably the sources of capital that most quickly come to mind when a company needs funding. But wait: you have other choices. Purchase Order Financing There are companies that will lend money based on customer orders, or purchase orders, received. Usually the purchase order has to be guaranteed, meaning the customer cannot return the...

Money for Starting a Business: Business Incubators Published on 01/10/2009

The most valuable service these incubators offer is mentoring and providing management assistance, consulting, business and technical support services. Many have access to capital sources and investors usually look more favorably toward companies that have been accepted into an incubator. Most incubators focus on one technology, and as such, limit the companies they accept. The majority...

Keep Your Dog Safe From Plants, Poisons, Fertilizers, and Weed Killers Published on 01/10/2009

It may seem obvious that you cannot set out things like rodent poison, ant bait, or other deadly substances in a yard where a dog will be, but nonetheless every year dogs are killed because of their owners' failure to observe this simple rule. Dogs may not eat the rodent poison but if they catch the rodent who has already ingested the poison and eat it they are poisoned as well. This is a...

Doggie Day Care Providers Published on 30/09/2009

No matter how much you love your dog, there are times you can't be with him. You may be working long hours at the office, you might have to go on an extended business trip, or perhaps the vacation you have planned isn't to a "dog friendly" destination. There are more and more options for pet owners to make sure their dog is well cared for and has fun when they can't be around. Some dogs do...

Avoid a Christmas Buying Blitz on Your Credit Cards Published on 27/09/2009

The beginning of September is the end of summer vacation and back to business. Fall is a huge retail season because of the Christmas buying blitz. And speaking of the holidays how are you planning to pay for all the festivities? Many of us have good intentions but end up maxing out our credit cards. Here are a few tips to keep your holiday shopping in control. Make a list of everyone...

Good News is Bad News These Days Published on 27/09/2009

In these days of Debbie Downers and Negative Ned's it's hard to keep a positive outlook, especially in the financial arena. It seems like we should all throw in the towel and slide from what is possibly the end of a recession to the depths of a depression. Don't let that become a self fulfilling prophecy. Most people get what they're expecting. If you expect the worst the odds are you'll...

Survey Shows We'e Eating More Meals at Home Published on 25/09/2009

A recent Harris Interactive survey sponsored by Food Shopping Trends (NASDAQ:WFMI) showed that two thirds of Americans have changed their eating habits. 51% are eating dinner at home more often and 37% are taking a hard look at their grocery shopping habits. If the trend continues it could very well negatively affect stocks of such companies as Starbucks (NASDAQ:SBUX), and Chili's...

It's Not a Pretty Picture: Debt Collection, Foreclosure/Eviction, Divorce,... Published on 25/09/2009

Those were the top named service requests reported by Pre-Paid Legal Services (NYSE: PPD) based on input from their participating law firms. Pre-paid legal services provides specified legal services to their members. "The Pre-Paid Legal Services Top Five List is intended to be a 'snap-shot' of the issues that legal service plan members are facing today, and given the economic hardships...